LISTEN TO THE LATEST PODCAST EPISODE: Helping Aging Parents Without Hurting Your Financial Future – Ep172

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Wealth + Money

What is a Financial Plan and Why is it Important? – Ep111

by: Annette Bau, CFP®

What is a Financial Plan and Why is it Important?

One of the cornerstones of success is a plan. Today, you will learn what a financial plan is and why it is so important. Most people rely … [Read more...] about What is a Financial Plan and Why is it Important? – Ep111

5 Ways to Spend Less Money – Ep109

by: Annette Bau, CFP®

5 Ways to Spend Less Money

Most people want financial peace and to stop worrying or wondering if they will have enough money when they retire. One of the first … [Read more...] about 5 Ways to Spend Less Money – Ep109

The Best Part-Time Side Hustles – Ep108

by: Annette Bau, CFP®

The Best Part TIme Side Hustles

Many people worry about their cash flow because they need more money now or believe they may need it someday. Today, we explore the best … [Read more...] about The Best Part-Time Side Hustles – Ep108

Real-Time Market Update – Ep107

by: Annette Bau, CFP®

Real Time Market Update

We are in an unprecedented economic landscape that requires a different perspective and likely a revised or new financial plan. Tariffs, … [Read more...] about Real-Time Market Update – Ep107

Before You Buy Term and Invest The Difference – Ep105

by: Annette Bau, CFP®

Before You Buy Term and Invest The Difference

Most people fail to save and invest as much money as they need to achieve their financial goals. Today, we discussed a common faulty … [Read more...] about Before You Buy Term and Invest The Difference – Ep105

What is RMD (Required Minimum Distribution)?

by: Annette Bau, CFP®

What Is RMD (Required Minimum Distribution)?

Updated March 8th, 2025 Today, we are diving into RMD and what you need to know about it. Required Minimum Distributions (RMDs) are … [Read more...] about What is RMD (Required Minimum Distribution)?

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Estate & Retirement Strategies, LLC (“ERS”) is a state-registered investment advisor located in Arizona and conducts business where properly licensed.  Registration does not imply endorsement by securities regulators. ERS is not engaged in the practice of law or accounting.

ERS provides comprehensive financial planning, insurance, and investment management services. Investing involves risk and is not guaranteed. Before investing, you should consult a qualified financial advisor. ERS is affiliated with The Millionaire Insider®, an organization that provides general information, courses, and publications on topics related to personal financial planning and other lifestyle and mindset topics, including information from third-party sources. Information provided is for educational purposes only and is not an offer or solicitation for the sale or purchase of any security or investment advisory services.

 

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