A critical element to a successful retirement is achieving your required portfolio return. Many investors plan to accomplish this goal by creating a total return portfolio. This can work well, until the stock market doesn’t perform as desired, and you end up losing money for the year. Most people do not have a plan for managing their cash flow when their investments underperform or they incur a loss in their portfolio. Unless you plan to run out of money, this can cause a disaster in the long term.

Today, we dive into the steps you can take to ensure your retirement plan can work regardless of how the markets perform, so you can worry less and enjoy life more.

We recommend that you review your situation with a qualified advisor before making a financial or investment change to ensure it is the best decision for you and your situation.

Wealth Inside and Out® Podcast: “Creating a Total Return Portfolio”

In this episode, you will learn:
>> (2:59) Why focusing on yields can be problematic in retirement
>> (3:49) What is destructive return capital
>> (4:26) Two factors of total return to pay attention to
>> (8:15) The benefits of guaranteed lifetime income
>> (10:05) How to generate guaranteed income so you can cover essential expenses
>> (12:29) The goal of guaranteed income
>> (18:48) The importance of tax planning (As a result, you can significantly increase your investment return.)

Conclusion – “Creating a Total Return Portfolio”

Creating a portfolio that generates cash flow and long-term growth is crucial for a successful retirement. Today, you will learn insights to help you create an income and return strategy that works regardless of how the market performs.

Enjoy the episode.

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This information is for educational purposes only. It is not intended to replace the advice of any advisor or specialist, nor to provide investment, financial, tax, retirement, planning, or healthcare advice.

Always consult with a qualified professional before making any financial decisions or changes.

To your financially secure life,

Annette