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5 Money Habits That Made Me A Millionaire – Ep146

5 Money Habits That Made Me A Millionaire

by: Annette Bau, CFP®

One of the most common questions I hear is: “What money habits actually make the biggest difference—especially as retirement gets closer?”

It’s such an important question, and I’m excited to answer it today.

After more than 35 years of advising women, couples, and families, I’ve seen that building lasting wealth isn’t about taking big risks or chasing the next hot investment. It’s about developing the right habits, creating a solid plan, and staying focused on what truly matters.

In today’s episode, I share five core money habits that helped me build wealth and that continue to help my clients feel confident, secure, and in control of their financial future.

Wealth Inside and Out® Podcast: “5 Money Habits That Made Me A Millionaire”

In this episode, you will learn:
>> (2:29) The single most important habit for growing and protecting wealth, especially as you approach retirement
>> (6:19) A critical financial skill every woman needs to feel confident and empowered around money
>> (15:04) How long it generally takes to change a habit, and why progress matters more than perfection
>> (21:44) The greatest benefit of wealth, and why it goes far beyond dollars and cents

Why These Habits Matter at This Stage of Life

If you’re within 10 years of retirement—or already retired—these habits can help you:

  • Stop worrying about running out of money
  • Know how much you can comfortably spend
  • Feel confident replacing your paycheck with reliable income
  • Create a plan that supports the life you want to live—on your terms

Conclusion – “5 Money Habits That Made Me A Millionaire”

If you want to create a secure financial future and retirement you love, this episode is for you.

The habits I share can support you at any stage of life—but they are especially powerful when you’re focused on retirement readiness, peace of mind, and financial independence.

You can do this, and with the right plan and guidance, we are here to help you on your journey.
Enjoy the episode.

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The Millionaire Insider® copyrights all materials and intellectual property.

This information is for educational purposes only. It is not intended to replace the advice of any advisor or specialist, nor to provide investment, financial, tax, retirement, planning, or healthcare advice.

Always consult with a qualified professional before making any financial decisions or changes.

To your financially secure life,

Annette

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Estate & Retirement Strategies, LLC (“ERS”) is a state-registered investment advisor located in Arizona and conducts business where properly licensed.  Registration does not imply endorsement by securities regulators. ERS is not engaged in the practice of law or accounting.

ERS provides comprehensive financial planning, insurance, and investment management services. Investing involves risk and is not guaranteed. Before investing, you should consult a qualified financial advisor. ERS is affiliated with The Millionaire Insider®, an organization that provides general information, courses, and publications on topics related to personal financial planning and other lifestyle and mindset topics, including information from third-party sources. Information provided is for educational purposes only and is not an offer or solicitation for the sale or purchase of any security or investment advisory services.

 

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