Estate & Retirement Strategies, LLC (“ERS”) is a state-registered investment advisor located in Arizona and conducts business as properly licensed. ERS provides comprehensive financial planning, insurance, and investment management services. Clients pay for these services through hourly fees, management fees, and/or commissions. ERS is not engaged in the practice of law or accounting.

Annette Bau is affiliated with Estate & Retirement Strategies, LLC, The Millionaire Insider®, and MillionaireSeries.com. She is also a financial advisor working with ERS.

The Millionaire Insider®, doing business through MillionaireSeries.com, provides general educational information, training courses, and publications on topics related to personal financial planning and other lifestyle and mindset topics. This information is for educational purposes only and is not intended to replace professional advice and is not intended as an offer to recommend any planning advice or to buy or sell any security or investment.
This educational information is provided by Annette Bau and from various third-party sources (including students of MillionaireSeries.com). The students of MillionaireSeries.com pay a fee for the training courses.

Advisors who provide educational material may get clients or referrals from the content they share and from direct referrals. Annette Bau and ERS may refer clients to other investment advisors that they determine to be qualified providers of advisory services and who are not enrolled in the training.
While Annette Bau and her firms do their best to refer to qualified advisors, the decision to work with any advisor is the responsibility of the individual or entity who hires them. This includes an analysis of services offered, compensation platform, philosophy on planning and investing, and any other matters impacting your situation to ensure alignment with your goals and objectives. We do not monitor any aspect of your accounts, plan, or anything else relating to your account.

ERS does not receive compensation for referrals and does not have a solicitor agreement. We recommend that you interview and consult different advisors to determine the best fit for your situation.

While we recommend that you use an advisor with a fiduciary duty, the existence of a fiduciary duty does not prevent the rise of potential conflicts of interest.
In addition, most of these advisors are registered in some capacity. It is important to note that registration does not imply endorsement by securities regulators.
Before you invest, please note that all investing involves risk, including loss of principal. Clients who engage referred advisers may pay an hourly, fixed, or management fee, which may reduce management returns. Past performance is not a guarantee of future results. There are no guarantees that working with an adviser will yield positive returns. The existence of a fiduciary duty does not prevent the rise of potential conflicts of interest.

The information on the website is not a substitute for personalized investment advice from a qualified investment professional of your choosing. Different types of investments involve varying degrees of risk, and it should not be assumed that future performance of any specific investment or investment strategy, or any non-investment-related or planning services, discussion, or content, will be profitable, be suitable for your portfolio or individual situation, or prove successful.

An investment advisor’s registration status, prior experience, or success should not be construed as indicating that a certain level of results or satisfaction will be achieved if that advisor is engaged, or continues to be engaged, to provide investment advisory services.

A copy of ERS’s current written disclosure ADV discussing our advisory services and fees is available upon request by emailing support@millionaireseries.com.
Contact other advisors directly to get a copy of their ADV filings.
CONTACT US
MillionaireSeries.com, LLC., welcomes your questions or comments
Send your questions or comments here:
MillionaireSeries.com
PO Box 13728
Tempe, AZ 85284, United States
Email Address: support@millionaireseries.com