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A Big Update & 5 Millionaire Insider Insights – Ep150

A Big Update & 5 Millionaire Mindset Insights.

by: Annette Bau, CFP®

My mission is simple: to help you simplify the money game so you can create a financially secure, fulfilling life and retirement you love, without needing a PhD or spending hours managing your finances.

On this podcast, you’ll learn how to:

  • Think like a confident, calm millionaire
  • Stop worrying about money and second-guessing your decisions
  • Understand whether your financial house is truly in order
  • Free up your time and energy to focus on what matters most to you

With over three decades advising millionaires, I’m in a unique position to help you make informed, thoughtful financial choices based on clarity, confidence, and what’s right for you.

The Big Update

After years of conversations as Wealth Inside and Out®, we are officially rebranding the podcast to The Millionaire Insider® Podcast. It’s a name that better reflects the work we do, the clients we serve, and the life we help you create.
In this episode, I share why this change matters, what it means for you as a listener, and five core Millionaire Insider insights that guide every decision, strategy, and conversation moving forward.
This episode is both a reflection and a reset designed to help you move into the next season of your financial life with clarity, confidence, and intention.

Wealth Inside and Out® Podcast: “A Big Update & 5 Millionaire Insider Insights”

In this episode, you will learn:
>> (12:07) What I discovered about money mindsets
>> (12:29) What you must be willing to do
>> (13:15) 3 traits of confident investors
>> (14:45) What do you need before developing your strategies
>> (18:22) The Millionaire Insider formula
>> (19:02) The ultimate goal

1. “Millionaire” Is a Mindset — Not a Number

We chose the name The Millionaire Insider® intentionally.
Not because everyone needs to have a million dollars, but because thinking like a confident, secure person changes how you make decisions.

Here’s the truth: A millionaire mindset is about how you think about money — not how much you have. It’s about believing you deserve security and peace of mind. Stepping into this mindset is an important moment on your journey toward a confident, secure financial future.

2. How You Think About Money Matters More Than Your Bank Balance

There is a big difference between a broke bank account and a broke money mindset. A bank account can change, but a mindset change drives every decision you make.
That clarity creates confidence — even before the numbers change.

3. Clarity Always Comes Before Strategy

Strategy without clarity creates stress, not security. Before you can decide how to invest, save, or spend, you need to know:

  • What truly matters to you
  • How much those priorities cost

Clarity lets you say yes to what matters without guilt or fear.

4. There Is No One “Right” Path

True wealth is not about accumulation alone.
It’s about:

  • Choices
  • Flexibility
  • Peace of mind
  • Alignment with your values

Your plan should serve you — not the other way around.

5. Confidence and a Clear Plan Reduce Costly Mistakes

Most financial regret doesn’t come from lack of intelligence; Often, it comes from:

  • Rushed decisions
  • Fear-based advice
  • acting under pressure
  • Avoiding decisions altogether

Confidence changes that. When you understand your options and have a clear plan, you make better decisions & worry less. Fear has no place in a confident retirement plan.

Conclusion – “A Big Update & 5 Millionaire Mindset Insights”

Everything we share is designed to help you understand your options, gain clarity, and achieve your goals.

I look forward to the next chapter of this podcast and look forward to helping you create a financially secure retirement and a life you love.

Enjoy the episode.

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Disclosure

The Millionaire Insider® copyrights all materials and intellectual property.

This information is for educational purposes only. It is not intended to replace the advice of any advisor or specialist, nor to provide investment, financial, tax, retirement, planning, or healthcare advice.

Always consult with a qualified professional before making any financial decisions or changes.

To your financially secure tomorrow,

Annette

Links Mentioned In This Episode

  • The Retirement Plan Checklist
  • Money Course Input and Research
  • Retirement Readiness Quiz
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Estate & Retirement Strategies, LLC (“ERS”) is a state-registered investment advisor located in Arizona and conducts business where properly licensed.  Registration does not imply endorsement by securities regulators. ERS is not engaged in the practice of law or accounting.

ERS provides comprehensive financial planning, insurance, and investment management services. Investing involves risk and is not guaranteed. Before investing, you should consult a qualified financial advisor. ERS is affiliated with The Millionaire Insider®, an organization that provides general information, courses, and publications on topics related to personal financial planning and other lifestyle and mindset topics, including information from third-party sources. Information provided is for educational purposes only and is not an offer or solicitation for the sale or purchase of any security or investment advisory services.

 

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